Why use a Mortgage Broker over a Bank?

We have access to more loan programs than a local bank has under its roof! We are recognized as "premium brokers" with many banks you are already familiar with. Being that we are a wholesale lender, we offer you better rates and programs than your neighborhood lender.

Residential

Thinking about Purchasing or Refinancing?

We have standard 30, 20, 15 and 10- year mortgages and FHA and VA Loan programs. These programs can consist of  traditional Fixed Rate or Adjustable Rate mortgages. We have Interest Only Options where you can buy more house for a lower monthly payment!   We offer First Time Homebuyer Programs, Fixed Rate Second Mortgages and Manufactured Housing loans!

Construction

Investment Property

Home Equity

We have a variety of Construction to Permanent Programs for those who currently own land or intend to purchase land and then build a home.  These programs have low interest rates during the construction period and many choices for the permanent phase of the mortgage after the home is built.  We work with many area builders enabling us to assist you in locating a builder who is right for you.

Thinking about Building Your Dream Home?

Thinking about Real Estate Investment for Future Income?

A great way to increase your monthly cash flow is through real estate ownership.  We offer our clients many programs with low down payments to purchase investment property.  We can even lock your construction loan at today’s rates.  We also can help you refinance investment property to draw cash out to do repairs or to purchase another property.

Thinking about Reaping the Benefits of the Equity in Your Home?

Equity is the market value of your home less your outstanding mortgage balance.  As your home increases in value and you pay down your mortgage, you will realize more equity value in your home. You can estimate the equity in your home here.  

Credit

Thinking about Whether or Not Your Credit is Sufficient?

Yes, with no cost to you, we can give you the tools you need to help correct or repair your credit. We enjoy helping people get to the place of homeownership, regardless of their past credit situations.